Recently, the 315 Gala exposed the chaotic situation of multiple platforms using electronic signatures to conduct usurious loan fraud, triggering widespread concern. What is shocking is that many victims only discovered after signing electronic contracts that the recipients were of fake identities, and some were even "not living persons"!What is even more worrying is that the electronic seals used by these platforms offer no security guarantees at all. They arbitrarily affix seals for users, and the signed contracts lack legal validity, leaving victims with no means of safeguarding their rights and suffering heavy losses.Electronic contracts are widely used in the digital age, but in the hands of lawbreakers, they have become a "weapon" for fraud. So, how can we ensure that the electronic contracts we have signed are safe and reliable?Chaos Abounds
Why Have Electronic Seals Become Accomplices to Fraud?
In the cases exposed by the 315 Gala, usurious loan platforms utilized electronic signature technology to induce users to sign high-interest loan contracts. However, the electronic seals used by these platforms have serious security risks:1.Arbitrary Seal Affixation, Lack of SupervisionSome platforms' electronic seals have not been certified by any authoritative institution. They can even be affixed arbitrarily without user confirmation, resulting in users being "signed" without their knowledge.2.Invalid Contracts, Difficulties in Safeguarding RightsSince these electronic seals have not been filed, the signed contracts lack legal validity. When users discover problems, they often cannot safeguard their rights through legal channels.3.Information Tampering, Huge RisksThe electronic contracts on some platforms can be arbitrarily tampered with, and even the recipient information can be forged. Users simply cannot trace or verify them.These chaotic situations have exposed security loopholes in the electronic signature industry and made people realize that not all electronic contracts signed with electronic signatures are legally valid and trustworthy!How to Identify the Security of Signed Electronic Contracts
In the face of the chaos in the electronic signature industry, we need to keep our eyes open and choose truly safe and reliable electronic seals. So, what kind of electronic seals are safe?Physical-electronic homologous seals are electronic seals that have been filed with the public security authorities and are recognized nationwide. They have the following core advantages:1.Public Security FilingPhysical-electronic homologous seals have been filed with the public security organs, ensuring their legality and authority. Electronic contracts signed with physical-electronic homologous seals have the same legal effect as paper contracts, truly safeguarding users' legitimate rights and interests.2.Nationwide RecognitionPhysical-electronic homologous seals are valid nationwide. Whether across regions or industries, the signed contracts are recognized, avoiding the problem of contract invalidity due to geographical restrictions.3.Secure ManagementPhysical-electronic homologous seals adopt advanced encryption technology to ensure that the content of the signed contracts cannot be tampered with. At the same time, all signing records are traceable, and users can check the authenticity of the contracts at any time, eliminating the risks of forgery and tampering.4.Convenience and EfficiencyPhysical-electronic homologous seals are not only safe and reliable but also support multiple signing methods. Users can complete signing anytime, anywhere through mobile phones, computers, and other devices, greatly improving efficiency.Let Electronic Seals Return to Their Essence of Security
In the digital age, electronic signatures have become an indispensable tool, but security has always been the top concern for users. The emergence of physical-electronic homologous seals provides a security guarantee for major enterprises. It is not only a technological innovation but also a safeguard for user rights.Choosing physical-electronic homologous seals means choosing authority, security, and trust. Both individual users and enterprise users can rest assured to use physical-electronic homologous electronic seals to sign electronic contracts without worrying about issues such as contract invalidity and information tampering.The chaotic situation of electronic signature usurious loans exposed by the 315 Gala has sounded the alarm for us. Only by choosing physical-electronic homologous seals that have been filed with the public security authorities and are mutually recognized nationwide can we truly guarantee the legal validity and security of electronic contracts.
