A shocking loan fraud case recently came to light online:Nine criminals colluded with bank employees, using fake seals, forged documents, and false identities to fraudulently obtain 100 loans totaling RMB 5 million.This case once again sounds the alarm on electronic seal security.
How Did Fake Seals and Fake Documents Work Together?
In this case, the criminal group had a clear division of labor:
▶ Forging various company seals and financial seals
▶ Producing fake identification and income certificates
▶ Colluding with internal bank staff to bypass reviews
▶ Applying for loans in small batches to reduce detection risk
The arbitrary fabrication of company and financial seals was a key factor in the success of the scheme.Electronic seals that are not registered with public security authorities cannot be authenticated or traced, providing criminals with exploitable loopholes.
Unregistered Electronic Seals = High Risk
Many electronic seals currently available on the market pose serious security risks that most enterprises are unable to identify, resulting in potential harm to corporate interests:
No unified registration platform, making authenticity difficult to verify
No unified origin registration between electronic seals and physical seals
Difficulty tracing responsibility in the event of disputes
This case exposes significant vulnerabilities in electronic seal management.In essence, an unregistered electronic seal is like leaving your front door unlocked—an open invitation for abuse.
A Secure and Compliant Electronic Seal Solution
The Unified Physical–Digital Seal is a legally registered electronic seal recognized by public security authorities and offers the following advantages:
1. Public Security Registration
Registration certification issued by the Third Research Institute of the Ministry of Public Security
Unified origin registration with the corresponding physical seal
Registration information available for online verification at any time
2. Full Lifecycle Traceability
Every sealing action is fully logged and traceable, preventing tampering or forgery.
3. Convenient Verification
Seal authenticity can be verified on the official websites of the Third Research Institute of the Ministry of Public Security and the Shenzhen Branch of the National Electronic Seal Management and Service Platform.
4. Legal Validity
Compliant with the Electronic Signature Law
Supported by public security registration certification
Secure seal usage is never a trivial matter. Registration and verification are critical.Without public security registration, electronic seals expose enterprises to unlimited risk.Choosing a Unified Physical–Digital Seal is not only a compliance requirement but also a necessary safeguard against legal and financial risks.
